Undergraduate Certificate in Basic Money Principles for Teens
-- ViewingNowThe Undergraduate Certificate in Basic Money Principles for Teens is a valuable course designed to equip young learners with essential financial literacy skills. This program is crucial in a world where money management skills are increasingly important for personal success and financial well-being.
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⢠Budgeting Basics: Understanding income, expenses, and the importance of creating and sticking to a budget.
⢠Saving Strategies: Techniques for setting financial goals, understanding different types of savings accounts, and developing a habit of saving regularly.
⢠Interest Rates: The role of interest in saving and borrowing money, and how to calculate interest.
⢠Credit and Debt: The basics of credit, the importance of building good credit, and the dangers of excessive debt.
⢠Banking Services: An overview of checking accounts, debit cards, and other banking services.
⢠Investing Principles: An introduction to stocks, bonds, mutual funds, and other investment options.
⢠Financial Planning: The importance of long-term financial planning, including retirement savings and estate planning.
⢠Financial Literacy: Developing a strong foundation in financial literacy skills, including reading financial statements, understanding financial news, and making informed financial decisions.
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