Undergraduate Certificate in Retirement Planning and Employee Pensions
-- ViewingNowThe Undergraduate Certificate in Retirement Planning and Employee Pensions is a vital course for individuals interested in financial planning and employee benefits. This certificate program equips learners with essential skills to navigate the complex world of retirement planning and pension funds, making it highly relevant in today's aging population.
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โข Introduction to Retirement Planning – concepts, importance, and benefits of retirement planning, different types of retirement plans.
โข Understanding Employee Pensions – defined benefit vs defined contribution plans, pension calculation, vesting, and portability.
โข Government-Sponsored Retirement Programs – Social Security, Medicare, Railroad Retirement Board, and other federal programs.
โข Individual Retirement Accounts (IRAs) – traditional, Roth, SEP, and SIMPLE IRAs, contribution limits, and rollovers.
โข Employer-Sponsored Retirement Plans – 401(k), 403(b), 457, and other employer-sponsored plans, investment options, and plan administration.
โข Retirement Income Planning – sources of retirement income, income planning strategies, and managing retirement risks.
โข Estate Planning for Retirees – wills, trusts, powers of attorney, and estate tax planning for retirees.
โข Tax Planning for Retirement – tax implications of retirement income, Roth conversions, and tax-efficient withdrawals.
โข Healthcare and Long-Term Care Planning – Medicare, Medicaid, long-term care insurance, and healthcare cost management strategies.
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EntryRequirements
- BasicUnderstandingSubject
- ProficiencyEnglish
- ComputerInternetAccess
- BasicComputerSkills
- DedicationCompleteCourse
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- NotAccreditedRecognized
- NotRegulatedAuthorized
- ComplementaryFormalQualifications
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- ThreeFourHoursPerWeek
- EarlyCertificateDelivery
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- TwoThreeHoursPerWeek
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